At-A-Glance
WEDNESDAY, SEPT 9
7:00 AM – 6:00 PM
Badge Pickup Open
9:00 AM – 10:30 AM
Breakfast
9:00 AM – 10:00 AM
Sponsor Breakfast Session
9:00 AM – 5:30 PM
Exhibit Hall Hours
10:00 AM – 12:30 PM
Keynote Sessions
10:00 AM – 12:30 PM
Track Sessions
10:30 AM – 11:30 AM
AM Break
12:00 PM – 2:00 PM
Lunch
12:00 PM – 2:00 PM
Sponsor Networking Lunch
(RSVP Only)
1:30 PM – 2:15 PM
Keynote Sessions
2:00 PM – 5:00 PM
Roundtables
2:30 PM – 4:30 PM
StableConnect: Hosted Meetup
(Prescheduled Only)
3:00 PM – 4:30 PM
PM Break
5:30 PM – 9:00 PM
Sponsor Networking Drinks & Dinners
(RSVP Only | Various Locations)
9:00 PM – 11:00 PM
Industry Night Party Powered
by Cross River Bank
THURSDAY, SEPT 10
7:30 AM – 5:30 PM
Badge Pickup Open
7:30 AM – 9:00 AM
Breakfast
9:00 AM – 10:00 AM
Sponsored Breakfast Session
9:00 AM – 5:30 PM
Exhibit Hall Hours
10:00 AM – 11:00 AM
AM Break
10:00 AM – 12:30 PM
Keynote Sessions
10:30 AM – 12:30 PM
Track Sessions
10:30 AM – 11:30 AM
Startup Competition
12:00 PM – 2:00 PM
Lunch
12:00 PM – 2:00 PM
Sponsor Networking Lunch
(RSVP Only)
1:30 PM – 4:30 PM
Keynote Sessions
2:00 PM – 5:00 PM
Track Sessions
2:30 PM – 4:00 PM
PM Break
5:30 PM – 9:00 PM
Sponsor Networking Drinks & Dinners
(RSVP Only | Various Locations)
FRIDAY, SEPT 11
8:00 AM – 9:30 AM
Breakfast
9:00 AM – 11:30 PM
Partner Sessions
9:00 AM – 11:30 PM
Workshops
Just a Few of our Headliners
INFRASTRUCTURE
Shan Aggarwal | Chief Business Officer
POLICY
Travis Hill | Chairman
PAYMENTS
Anthony Soohoo | Chairman & CEO
INFRASTRUCTURE
David Marcus | CEO and
Co-Founder
POLICY
Deepa Raja Carbon | Managing Director and Vice Chair
INFRASTRUCTURE
Michael Shaulov | CEO &
Co-Founder
Policy is Layer 1
The Genius Act has made the US the first major economy with a comprehensive federal regulatory framework for payment stablecoins. The Clarity Act may define it further. By fall 2026, implementing regulations from the OCC and Treasury will be in final form or very close to it. We will do a deep dive on
Sessions
Federal vs. State Licensing in the GENIUS Era: What Changes for 50‑State Licensed Fintechs?
The GENIUS Act introduced the first comprehensive federal regime for payment stablecoins—and with it, a new tension between federal oversight and traditional state money transmitter licensing. As stablecoins become core to payments and wallets, fintechs are asking: When does GENIUS actually preempt state licensing, and what happens to the value of my 50‑state MTL footprint?
This session unpacks how GENIUS interacts with state money transmitter laws, where preemption is clear vs. contested, and what that means for existing and aspiring fintechs. Speakers will walk through practical scenarios—stablecoin wallets, cross‑border remittances, B2B payables, embedded finance—highlighting when you still need state licenses, when a federal pathway might suffice, and how banks and non‑banks should rethink their regulatory strategy in a stablecoin‑powered world.
Programmable Compliance: Turning Code into an Antidote for Illicit Finance
Traditional compliance is still largely manual, reactive, and sample-based—exactly the wrong fit for always‑on, real‑time money movement. As payments move to programmable, stablecoin‑based rails, the same programmability that powers instant settlement can be used to embed compliance directly into the transaction layer.
This session explores how “programmable compliance” can transform AML/CFT from a back‑office cost center into a real‑time control system that actively reduces illicit finance risk. Speakers will unpack concrete patterns—policy‑as‑code, rule‑driven smart contracts, onchain analytics, and agentic workflows—that allow transactions to be screened, constrained, and reported before funds move, not weeks after. They’ll also examine the policy and civil liberties trade‑offs of more automated, data‑rich compliance.
Attendees will leave with a practical mental model of programmable compliance, real examples from the field, and a set of design principles for building products that are both high‑speed and high‑integrity.
Roundtable: Rethinking the Regulatory Regime from First Principles
For years, the debate has been “banks vs. crypto” and “Jamie Dimon vs. Brian Armstrong.” This session asks whether that’s the wrong fight—and whether the real challenge is that we’re trying to jam programmable money and global, 24/7 finance into a regulatory regime designed for paper, branches, and local banks. Through a first-principles lens, speakers explore what a modern regulatory architecture could look like, which parts of today’s framework survive, and how both incumbents and upstarts might operate under a redesigned system.
Who Will Win the Future?
The Genius Act may of answered the question about who is legally allowed to issue money, but there are still serious questions of issuance and tokenization being worked out in real time.
Sessions
Who Will Own the New Money Stack?
Stablecoins and tokenized assets are no longer side projects—they’re becoming core infrastructure for payments, markets, and onchain finance. But the central question is still unresolved: who will actually issue and control these new forms of money and value? Will it be regulated banks extending their deposit franchises onchain, fintechs building compliant stablecoins and tokenization platforms from scratch, or tech giants with distribution, data, and embedded user bases at global scale?
This session dives into the competitive dynamics between banks, fintechs, and big tech as they race to define the future of issuance and tokenization. Speakers will examine each group’s structural advantages (licenses, balance sheets, regulatory relationships, distribution, UX, and developer ecosystems) and constraints (risk appetite, regulatory scrutiny, speed of execution, and business model conflicts). Through real-world examples of bank-issued tokens, fintech stablecoins, and tech-led tokenization initiatives, the conversation will explore whether we’re headed toward a single dominant model or a layered ecosystem where different players own different parts of the stack. Attendees will leave with a sharper view of who is most likely to “win” in specific verticals—and what partnerships and policy choices will determine how power and trust are distributed in the onchain financial system.
We’ll explore the practical implications of choosing stablecoin provider A versus B: Who is licensed where? Which tokens are actually usable under MiCA? How do different issuers affect your ability to offer payments, remittances, yield-like features, or DeFi access? And what happens when a token you depend on is suddenly restricted or delisted in a key market?
Experts from fintech, stablecoin issuers, and policy will walk through real-world examples and architectures, highlighting where the walls are today—and where they’re likely to move next. Attendees will leave with a clear decision framework for selecting and integrating stablecoins that aligns with their regulatory obligations, geographic strategy, and product roadmap.
One Ledger to Rule Them All: How Stablecoins and Tokenized Assets Become a Single Programmable Balance Sheet
Stablecoins started as “digital cash” and tokenized assets as “digital securities,” but the lines between them are rapidly blurring. Onchain, a USDC balance, a tokenized T‑bill, a tokenized fund share, and a tokenized invoice can all sit in the same wallet, governed by the same smart contracts, risk rules, and automations. This session explores how stablecoins and tokenized assets are converging into a single programmable balance sheet—where working capital, collateral, yield, and payments all live in one unified, composable ledger instead of scattered across banks, custodians, and back-office systems.
Too Big to Peg? Concentrated Stablecoins, Bank Deposits, and the New Flight Risk
Two issuers now control the overwhelming majority of global stablecoin supply, creating a new kind of concentration risk at the heart of the onchain money system. As stablecoins scale from trading tools to mainstream payment and savings instruments, policymakers and banks are asking a hard question: what happens to traditional deposits and credit creation when dollar liquidity migrates into a few large, non‑insured, onchain balance sheets?
This session examines how stablecoin growth and issuer concentration could reshape bank funding, deposit competition, and systemic risk. We will unpack scenarios in which reserves sit largely in Treasuries rather than bank deposits—amplifying deposit outflows and forcing banks to adjust their funding mix and lending capacity. Speakers will explore whether new guardrails are needed when a handful of issuers effectively become shadow mega‑banks without deposit insurance or lender‑of‑last‑resort backstops
My Money is Smarter than Your Money
So far, stablecoins ability to transform cross-border payments is obvious, but the reality is programmable money can transform every aspect of commerce and the movement of money. We are anticipating a global revolution: connecting financial systems around the world, without having to wait for expensive overhauls.
Sessions
From Tap to Token: The Future of Merchant Acceptance
Merchant acceptance is where all the theory in payments meets reality at the till. As cards, wallets, account-to-account payments, stablecoins, and even crypto all compete for the same checkout, merchants are being asked to support more methods, more channels, and more intelligence—without adding friction or cost.
This session explores how merchant acceptance is evolving from legacy terminals and acquirers to embedded, software-led, and AI-powered experiences. Speakers will unpack what’s actually changing at the point of sale: softPOS and mobile acceptance, orchestration layers to drive higher auth rates, risk and onboarding challenges, and how new methods (open banking, local A2A schemes, digital wallets, and selective crypto/stablecoin acceptance) fit into the stack. Attendees will leave with a practical view of where to invest next to make “accepting payments” a growth lever rather than a commodity cost
Agents with Wallets: AI & Stablecoins on the Frontlines of Money Movement
AI agents are learning to plan, negotiate, and transact—but they still need a native way to move money. Stablecoins give software wallets, balances, and 24/7 settlement. In this 30‑minute mainstage session, leaders from AI, stablecoins, and compliance explore how “agents with wallets” will change B2B payments, cross‑border flows, and commerce—and what new risk, fraud, and regulatory questions arise when software can spend money on our behalf
Streaming Dollars: How Stablecoins Are Reinventing Creator Payouts
Creators are global, but their payouts are still stuck in a slow, fragmented system of wires, checks, and high-fee platforms. Stablecoins offer a new path: instant, low-cost, programmable payouts that work the same way whether a creator is in LA, Lagos, or Lima. This session explores how platforms, fintechs, and wallets are using stablecoins to pay creators faster, in smaller increments, and across borders without the traditional friction of correspondent banking and FX.
Speakers will dig into real examples—from ad revenue shares and tipping to NFT royalties and fan subscriptions—highlighting the operational wins as well as the challenges: tax and reporting, fraud and chargebacks, KYC/AML, and user experience for non-crypto-native creators. Attendees will leave with a clear view of when stablecoin payouts make sense, how to integrate them responsibly, and what it takes to convince creators (and their accountants) that “onchain” can actually be simpler than the legacy rails they know today.
Infrastructure Built to Bend
In this time of swift change, rebuilding infrastructure to anticipate greater efficiencies is vital. We want to go deep into the nature of blockchain infrastructure, bridge protocols, multi-chain strategies and the race to make stablecoins work everywhere.
Sessions
How the Stablecoin You Choose Defines the Fintech You Can Build
Stablecoins are no longer a neutral piece of infrastructure—they are a regulatory choice. This session unpacks how the stablecoin regime you build on (GENIUS in the US, MiCA in the EU, UK FCA, MAS, VARA, and others) directly shapes what products you can launch, which users you can serve, and how scalable your business model really is.
We’ll explore the practical implications of choosing stablecoin provider A versus B: Who is licensed where? Which tokens are actually usable under MiCA? How do different issuers affect your ability to offer payments, remittances, yield-like features, or DeFi access? And what happens when a token you depend on is suddenly restricted or delisted in a key market?
Experts from fintech, stablecoin issuers, and policy will walk through real-world examples and architectures, highlighting where the walls are today—and where they’re likely to move next. Attendees will leave with a clear decision framework for selecting and integrating stablecoins that aligns with their regulatory obligations, geographic strategy, and product roadmap.
Building in Public: The Pros and Cons of Privacy Layers on Blockchain for Fintech Builders
Blockchains were designed for transparency, not secrecy—and that’s both a feature and a bug for fintech. This session will explore what happens when every transaction is visible by default, and how emerging privacy layers (from mixers to ZK proofs to L2s and off-chain enclaves) change the risk–reward equation for builders.
We’ll unpack the hard tradeoffs:
- When does transparency for regulators become surveillance for users?
- When does privacy protection for customers look like obfuscation to banks and law enforcement?
- How do different approaches to privacy impact licensing, partnerships, and product design in payments, lending, and stablecoin use cases?
Speakers will share concrete examples of building with (and without) privacy layers, covering design patterns, red lines from regulators, fraud/AML implications, and what “responsible privacy” might look like in an onchain financial system.
Roundtable: Building Blocks for the Stablecoin Money Stack
Stablecoins are quickly becoming the settlement layer for global fintech—but the “money stack” on top of them is still being defined. In this interactive roundtable, founders, product leaders, and infra providers will map out the concrete building blocks required to launch and scale fintech applications on stablecoin rails: from wallet and custody primitives to compliance and Travel Rule tooling, from on/off-ramps and liquidity management to programmable payout and collection APIs.
Participants will leave with a shared reference architecture for the next-generation money stack, a clearer view of what to build vs. buy, and a sharper sense of where the ecosystem still has critical gaps.